Home Insurance in Sacramento, Lodi, and Elk Grove, CA

The staff at Eugene C. Yates Insurance Agency knows the importance of protecting your home with comprehensive home insurance in California. We are already known for our affordable car insurance rates in Sacramento, and so you can depend on our stellar reputation. We are here to help you every step of the way! Our agency is committed to helping you navigate through this crucial—and valuable—policy decision. In order to secure you the most appropriate coverage, we take the time to fully understand your individual insurance needs—because let’s face it, every home homeowner is different.

As one of the leading independent insurance agencies for car and health insurance in Lodi, CA, and the surrounding areas, we have the ability to shop multiple carriers nationwide, in order to get you the best possible home insurance at the most competitive rates—no matter where you are located across the state. Whether you’re looking for home insurance in San Francisco, Los Angeles, Sacramento, or anywhere across the state—we’ve got you covered. Our typical coverage packages for home insurance may include protection for the following:

  • Your Home’s Physical Structure
  • Home Replacement Cost
  • Personal Possessions
  • Living Expenses – For Covered Loss or a Natural Disaster
  • Liability

We know what works for one homeowner may not work for you. One of our insurance specialists is happy to provide you with a thorough coverage evaluation as well as offer you a free home insurance quote. If you are thinking about the need for added security or specialty coverage for unique exposures in your homeowner’s insurance policy we can help. Don’t hesitate to ask one of our expert insurance professionals about additional coverage options. We offer information on all of the following that can add that extra degree of home protection:

  • Valuable Articles/Floater Insurance Policies
  • Flood Insurance Policies
  • Earthquake Insurance
  • Umbrella Insurance for Additional Liability
  • Animal Liability for Household Pets

Condo Insurance in Sacramento, Lodi, and Elk Grove, CA

If you own a townhouse or condo, you have different insurance needs from the typical homeowner. Not only do you own your individual condo, you also share ownership in the common areas and overall structure of your building. If shared areas need upkeep and maintenance, your association typically handles the expense through its insurance package. Although your association dues help pay for the upkeep of the common areas, they do not typically cover your personal property within your own unit, or your liability if someone is injured on your property.

Condominium insurance provides protection in places not handled by condo associations. Condo and townhouse coverage protects your possessions in your unit, including furniture, appliances, kitchen, and bath facilities and your personal items. If you plan on upgrading your unit, any improvements you make are covered under your policy, including wall units, renovations, and wallpaper.

If you would like to feel more secure, look into purchasing a condo or townhouse insurance plan from Eugene C. Yates Insurance Agency. We look forward to talking to you about homeowners insurance as well as our options for life insurance in Elk Grove, CA.