Workers Compensation Insurance in California

As a business owner, you do everything you can to protect your employees from potential dangers, but do you have workers compensation protection? Most business owners understand that workers compensation is important, but it is also required by law for most businesses to have coverage. Eugene C. Yates Insurance Agency is well-known for its comprehensive business insurance in Lodi, CA, and throughout California. Our worker’s compensation insurance protects your employees in case of injury or disease during employment. Policies can provide coverage for all of the following:

  • Medical Expenses
  • Lost Income/Wages
  • Rehabilitation Costs
  • Death Benefits
  • Permanent Disability

It is required by law to provide workers compensation coverage for anyone who is classified as an employee. Employees can opt out of coverage, but if you do not offer it, you can be fined up to $2,500 a day and can face a Class D felony charge. Termination of an employee who is injured while working and who files a workers compensation claim is also illegal. As a rule, a company with five or more employees is mandated to purchase workers compensation.

Having workers compensation coverage saves you and your business from costly lawsuits and employee issues. With our help, you can protect your business and your employees. We can provide you with a coverage program that is tailored to meet your needs. Contact us for a free workers compensation insurance quote. Save by choosing to place your policy with Eugene C. Yates Insurance Agency. Also, remember to ask us about our affordable car insurance in Sacramento and our commercial vehicle insurance in Lodi, CA, and throughout California.