Off-Road Vehicle Insurance Quotes in Lodi, CA

Off-road vehicles are fun. Insuring them is a critical tool to make sure you keep them fun. Whether you are a recreational ATV rider, or use your side by side to manage fences, having your ride damaged, wrecked, or stolen is time-consuming and costly. Ask for free insurance quotes in Lodi, CA, for all of the following different types of vehicle.

ATV Insurance:

Chances are your homeowner’s insurance in Sacramento does not cover your all-terrain, quad bike, or 4-wheeler vehicle. If you’re using it as a weekend cruiser, to run around the countryside, or taking it hunting – having an ATV is a big investment. What happens if it’s sitting in the garage and a poorly placed battery ruins the gas tank and engine? What if you have an accident that’s not on your property? Are you and your ATV covered? Even worse, if someone steals it or it’s hit while you are loading it—how  are you going to replace it? In addition, if you have a state-managed four-wheeler trail network you’re going to need insurance for your quad to ride on state land. We can help with all of these scenarios.

Dirt Bike Insurance:

Do you race on the weekend at your local track? Ride recreationally? An off-road motorcycle is a big investment too. Many people who compete in enduros and hare scrambles have to be registered and insured. If you participate in activities where coverage is required and want to protect your investment we can design the right policy for you and your dirt bike.

Side-by-Sides – Full-Size & 4-Wheel Drive Insurance:

Many high-value off-road vehicles aren’t registered. You wouldn’t buy an 8-thousand dollar car and not insure it, but would you buy a side-by-side and leave it uninsured? If you’re a rock crawler it makes sense to protect your 30-thousand dollar toy from liability, uninsured accidents, and theft. If it falls off a trailer, you don’t want to pay out-of-pocket for damages.

If your Jeep rolls over and damages another vehicle, who will cover those damages? Many off-road toys are significant investments, but owners don’t think they need coverage because they’re not on the road. Don’t leave yourself vulnerable to anything other than the trails you’re on. Protect your off-road vehicle by starting with a free quote today. We also offer affordable, comprehensive car insurance rates in Sacramento.