Home Insurance

Here at Eugene C. Yates Insurance Agency we know the importance of protecting your home with comprehensive California home insurance – that’s why we are here to help you every step of the way!

At Eugene C. Yates Insurance Agency, we are committed to helping you navigate through this crucial – and valuable – policy decision. In order to secure you the most appropriate coverage, it’s key that we take the time to fully understand your individual insurance needs—because let’s face it, every home and California homeowner is different.

As one of California’s leading independent insurance agencies we have the ability to shop multiple carriers nationwide, in order to get you the best possible home insurance at the most competitive rates—no matter where you are located across the state – whether you’re looking for home insurance in San Francisco, Los Angeles, Sacramento, or coverage anywhere across the state – we’re here to help you protect what matters most!

Typical coverage packages – for California home insurance can include protection for the following:

    • The physical structure of your home
    • Replacement cost
    • Personal possessions
    • Additional living expense (in the event of covered loss or a natural disaster)
    • Liability

Thinking about the need for added security? Need specialty coverage added, for unique exposures vulnerable within your typical CA homeowners insurance policy? Don’t hesitate to ask one of our expert insurance professionals about additional coverage options you can purchase to enhance your California home insurance plan! Further endorsements, that can add that extra degree of protection, include:

  • Valuable Articles/Floater Insurance policies (i.e. Jewelry Insurance)
  • Flood Insurance policies
  • Earthquake insurance policies
  • Umbrella Insurance policies (additional liability)
  • Animal Liability (liability issues due to household pets)

At Eugene C. Yates Insurance Agency, we know what may work for one California homeowner, won’t necessarily work for you. Give us a call today, to learn more about our all-encompassing CA homeowners insurance policies. One of our insurance specialists would be happy to provide you with a thorough coverage evaluation as well as offer you a free California home insurance quote!

Condo Insurance

Need an insurance quote for your condo or townhouse? You’ve come to the right place.

If you own a townhouse or condo, you have different insurance needs than the typical homeowner. Not only do you own your individual condo, you also share ownership in the common areas and overall structure of your building. If shared areas need upkeep and maintenance, your association typically handles the expense through its insurance package. Although your association dues help pay for upkeep of the common areas, they do not typically cover your personal property within your own unit, or your liability if someone is injured on your property.

Condominium insurance provides protection where condo associations do not. Condo and townhouse coverage protect your possessions within your unit, including furniture, appliances, kitchen and bath facilities and your personal items. If you plan on upgrading your unit, any improvements you make will also be covered under your policy, including wall units, renovations, and wallpaper.

If you would like to feel more secure,  look into purchasing a condo or townhouse insurance plan from Eugene C. Yates Insurance Agency. Contact us to get a condo or townhouse insurance quote right now!