Eugene C. Yates Insurance Agency Blog

If you are committed to sustainable living, you’ll be interested to learn that insurance companies have started to offer “green” home insurance products. These insurers encourage homeowners to extend their eco-friendly aspirations to their home insurance. Does your Sacramento home insurance provider offer green options?

Among the green home insurance products available is a program that allows a homeowner to upgrade his or her home insurance coverage by purchasing additional insurance at prices based on the insured value of the home. If a home is damaged or destroyed, the repairs or reconstruction use eco-friendly building materials, water-conserving plumbing and Energy Star-rated electrical appliances. The insurer also contributes to the cost of recycling building rubble and debris and diverting it from disposal in landfill waste sites.

Advocates of sustainable living say that in addition to being good for the environment, a green home may have the advantage of improving the health of those who live in it by reducing their exposure to mold and other toxins.

Green home insurance products are at an early stage of development, and only a handful of insurers currently offer green initiatives. If you are interested in the idea of home insurance that promotes sustainable building and living interests you, why not call your independent insurance agent and ask him or her to compare Sacramento home insurance quotes from carriers that offer green initiatives?